FD Calculator India
FD Calculator India 2026
Calculate Fixed Deposit maturity amount, FD interest earned and total returns instantly with charts, sliders and responsive design.
Maturity Amount
What is FD Calculator?
FD Calculator is an online financial tool that helps users calculate maturity amount and interest earned on Fixed Deposit investments.
FD Interest Formula
Maturity Amount = P × (1 + r/n)^(n×t)
- P = Principal Amount
- r = Annual Interest Rate
- n = Compounding Frequency
- t = Investment Tenure
Benefits of FD Calculator
- Instant FD Calculation
- Accurate Interest Estimation
- Animated Investment Chart
- Responsive Mobile Friendly Design
- Free Online Tool
Tax Saving Fixed Deposit
Tax Saving Fixed Deposits allow investors to claim deductions under Section 80C of Income Tax Act with a lock-in period of 5 years.
Average FD Interest Rates
| Bank Type | Interest Rate |
|---|---|
| Public Sector Banks | 6% – 7.5% |
| Private Banks | 6.5% – 8% |
| Senior Citizen FD | 7% – 8.5% |
Related Financial Tools
SIP Calculator | GST Calculator | Home Loan EMI Calculator
Frequently Asked Questions
Fixed Deposit is a financial investment where money is invested for a fixed period at a fixed interest rate.
Yes, Fixed Deposits are considered one of the safest investment options offered by banks.
FD interest is calculated using compound interest formula based on investment amount, interest rate and tenure.

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